Monday, November 17, 2014

Best Industrial Disributor Companies To Invest In 2014

German workers are not happy with Amazon.com Inc. (NASDAQ: AMZN) — again. In May 500 warehouse workers affiliated with the Ver.di union walked off the job at two Amazon warehouses in Germany. Workers walked off the job again Monday, repeating their demand that they be paid wages according to the national standard for the mail order and retail sectors. Amazon classifies the employees as logistics workers and the company said its employees are paid above average wages for that classification.

In the U.S. Amazon pays its warehouse associates an average of $11.71 according to website Glassdoor.com. For a full-time employee that amounts to a little less than $24,500 annually. The total number of reports from Amazon warehouse workers is just 57, so the sample is pretty small. Thirteen employees also reported received cash bonuses averaging $1,027. Not a king�� ransom by any means, but it is higher than the wages paid by some other large U.S. employers.

Wal-Mart Stores Inc. (NYSE: WMT), which will be the target of strikes and protests on Black Friday, pays an average of $8.86 an hour according to figures at Glassdoor, or a full-time annual salary of about $18,500. Glassdoor reports that 53 employees reported receiving cash bonuses averaging $629 and 30 employees reported profit-sharing payments averaging $598. The workers who are striking against Walmart have demanded that the company raise full-time annual salaries to a minimum of $25,000, roughly what Amazon pays.

Hot Oil Service Companies To Invest In 2015: National Bank Holdings Corp (NBHC)

National Bank Holdings Corporation (NBH), incorporated in June 2009, is a bank holding company. Through Bank Midwest, N.A. (Bank Midwest), NBH�� primary business is to offer a range of traditional banking products and financial services to both its commercial and consumer customers, located in Kansas, Missouri and Colorado. The Company offers an array of lending products to cater to the customers��needs, including, but not limited to, small business loans, equipment loans, term loans, asset-backed loans, letters of credit, commercial lines of credit, residential mortgage loans, home equity and consumer loans. It also offers traditional depository products, including commercial and consumer checking accounts, non-interest-bearing demand accounts, money market deposit accounts, savings accounts and time deposit accounts and cash management services. As of December 31, 2011, it operated a network of 103 full-service banking centers, with the majority of those banking centers located in the Kansas City region and Colorado. On October 21, 2011, the Company acquired selected assets and assumed selected liabilities of Community Banks of Colorado, a state chartered bank based in Greenwood Village, Colorado, from the FDIC, which included 36 full-service banking centers in Colorado and four in California.

Lending Activities

NBH�� loan portfolio includes commercial and industrial loans, consumer loans, commercial real estate loans, residential real estate loans and agricultural loans. As of December 31, 2011, approximately 61.5% of the Company�� total portfolio was variable rate loans, approximately 38.5% of the total loan portfolio was fixed rate loans and less than 1.6% of its total loan portfolio was unsecured. As of December 31, 2011, of the loans it had originated, approximately 35.1% were variable rate loans and approximately 64.9% were fixed rate loans.

The Company originates commercial and industrial loans and leases, including working capital loans, equi! pment loans and other commercial loans and leases. As of December 31, 2011, approximately 98.2% of its commercial and industrial loans were secured. As of December 31, 2011, it had $372.0 million in commercial and industrial loans and leases outstanding, comprising approximately 16.3% of its total loan portfolio. During the year ended December 31, 2011, it originated and closed $26.7 million of commercial and industrial loans, which was approximately 18.8% of total loans originated for portfolio investment during that period.

The Company offers a range of consumer loans, including loans to banking center customers for consumer and business purposes, to meet customer demand and to increase the yield on its loan portfolio. As of December 31, 2011, it had $74.3 million in consumer loans outstanding, comprising 3.3% of its total loan portfolio. Its real estate loans consist of commercial real estate loans and residential real estate loans. Commercial real estate loans (CRE) loans, consist of loans to finance the purchase of commercial real estate, loans to finance inventory and working capital that are secured by commercial real estate and construction and development loans. Its CRE loans include loans on 1-4 family construction properties, commercial properties such as office buildings, strip malls, or free standing commercial properties, multi-family and investor properties and raw land development loans.

Residential real estate loans consist of loans secured by the primary or secondary residence of the borrower. These loans consist of closed loans, which are typically amortizing over a 10 to 30 year term. It also offers open-ended home equity loans, which loans are secured by secondary financing on residential real estate. As of December 31, 2011, it had a total of $522.4 million in outstanding residential real estate loans, comprising 22.9% of its total loan portfolio. Agricultural loans consist of loans to farmers and other agricultural businesses to finance agricultural produ! ction.

Source of Fund

NBH�� offers a range of deposit products to the customers, including checking accounts, savings accounts, money market accounts and other deposit accounts, including fixed-rate, fixed maturity retail time deposits ranging in terms from 30 days to five years, individual retirement accounts, and non-retail time deposits consisting of jumbo certificates greater than or equal to $100,000. As of December 31, 2011, the Company�� deposit portfolio was comprised of 13.4% non-interest bearing deposits and 55.0% time deposits. Its deposits are primarily obtained from areas surrounding its banking centers.

Financial Products and Services

In addition to traditional banking activities, the Company provides other financial services to the customers. It includes Internet banking, wire transfers, automated clearing house services, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay and cash management services (including account reconciliation, collections and sweep accounts).

The Company competes with UMB, Commerce, US Bank, Bank of America, Valley View, Capitol Federal, Central Bancompany, CCB Financial Corp, Enterprise Financial Services Corp, Wells Fargo, FirstBank, JPMorgan Chase, U.S. Bank, Bank of the West, KeyBank, Alpine Bank, Compass Bank, Vectra Bank, First National Bank of Colorado and Zions Bank.

Advisors' Opinion:
  • [By Shauna O'Brien]

    On Tuesday, Goldman Sachs reported that it has downgraded National Bank Holdings Corp (NBHC) to “Sell.”

    The firm has cut its rating on NBHC from “Neutral” to “Sell,” and has given the company a $21 price target. This price target suggests that the stock will remain flat at its current price of $20.94.

    An analyst from the firm commented: “While we believe that NBHC can grow EPS longer term as it leverages its $400mn of excess capital (above 10% tier 1 leverage), with shares trading at 1.1x TBV, we see limited upside in the near-term without any strategic M&A.”

    Looking ahead, the firm has maintained its FY2013 EPS estimate of 26 cents. For FY2014 and FY2015, estimates have been maintained at 57 cents and $1.88.

    National Bank Holdings shares were mostly flat during pre-market trading Tuesday. The stock is up 10% YTD.

Best Industrial Disributor Companies To Invest In 2014: Publicis Groupe SA (PUB)

Publicis Groupe SA (Publicis Groupe) is a France-based company engaged in the provision of advertising services, specialized agencies and marketing services (SAMS) and media services. Its primary activities include communications, media agency, and digital and healthcare communications. Publicis Groupe offers local and international clients a complete range of advertising services through three global advertising networks: Leo Burnett, Publicis, Saatchi & Saatchi, and two multi-hub networks, Fallon and 49%-owned Bartle Bogle Hegarty. In August 2013, the Company acquired Engauge Marketing LLC. In November 2013, it announced the acquisition of ETO. In November 2013, it acquired majority of shares of Walker Media from M&C Saatchi PLC. In December 2013, Publicis Groupe SA acquired Synergize Digital Pty Ltd. In December 2013, it acquired Verilogue Inc. In January 2014, it acquired Qorvis Communications. Advisors' Opinion:
  • [By Jonathan Morgan]

    European stocks climbed to a six-week high as Publicis (PUB) Groupe SA posted increased profit, London Stock Exchange Group Plc reported higher revenue and fewer Americans than forecast filed jobless-benefit claims.

Best Industrial Disributor Companies To Invest In 2014: Silver Spring Networks Inc (SSNI)

Silver Spring Networks, Inc., incorporated on July 3, 2002, provides a networking platform and solutions that enable utilities to transform the power grid infrastructure into the smart grid. The Company�� networking platform provides two-way communications between the utility back office and devices on the power grid. In addition to its networking platform, it offers a suite of solutions that run on top of its network and complementary services, all of which is referred to as its Smart Energy Platform. Its service offerings include professional services to implement its products, managed services and software as a service ( SaaS), to assist utilities with managing the network and solutions, and ongoing customer support. Its Smart Energy Platform consists of hardware, software and services and combines with devices manufactured by third-party partners to form end-to-end smart grid offerings.

The Company�� solutions include advanced metering, which allows utilities to automate a number of manual processes and improve operational efficiencies, offer flexible pricing programs to consumers, and improve customer service with faster outage detection and restoration; distribution automation, which provides utilities with real-time visibility into the health of the grid, enabling better management and control of power distribution assets to improve grid reliability, and demand-side management, which enables utilities to offer consumers a variety of programs and incentives to use energy more efficiently and reduce usage at times of peak demand. The Company markets its Smart Energy Platform directly to utilities around the world. The Company�� network is composed of its hardware, such as access points and relays, its UtilOS network operating system, and GridScape software suite, which together provide utilities the ability to communicate with and control devices connected to the power grid.

The Company also offers a suite of solutions that run on top of its network, including ad! vanced metering, distribution automation, and demand-side management. These solutions include additional hardware, such as its communications modules and bridges, and applications from UtilityIQ and CustomerIQ software. Its solutions combine with devices from the large number of third parties with whom it collaborates to form end-to-end smart grid offerings built on its network. In addition, itoffers a range of services that enable its utility customers to deploy, operate and maintain its networking platform and solutions. These service offerings include professional services to implement its products, managed services and SaaS to assist utilities with managing the network and solutions, and ongoing customer support.

Advisors' Opinion:
  • [By John Udovich]

    Although small cap smart metering stock Silver Spring Networks Inc (NYSE: SSNI) recently soared on earnings, it also plunged yesterday�after loosing�out on important contract ��meaning it might be time to take a closer look at it along with other smart metering stocks like Itron, Inc (NASDAQ: ITRI) or Echelon Corporation (NASDAQ: ELON) to see if they are smart investments.

  • [By Jake L'Ecuyer]

    Equities Trading DOWN
    Shares of Silver Spring Networks (NYSE: SSNI) were down 23.66 percent to $17.91 after the company issued downbeat Q4 forecast. Credit Suisse downgraded the stock from Outperform to Neutral and cut the price target from $26.00 to $23.00.

Best Industrial Disributor Companies To Invest In 2014: Beamz Interactive Inc (BZIC)

Beamz Interactive, Inc., incorporated on May 25, 2001, develops an interactive laser controller technology that can be used in a range of music, game, therapy, education, senior care, lighting and consumer applications. The Company�� commercial products include Beamz Player and Beamz Pro. By connecting the Beamz Player to a personal computer (PC) and installing the included software, the user can play a range of digitized musical instruments by simply interrupting one or more laser beams with their hands, thereby creating great music in conjunction with a background rhythm track of original, popular, disc jockey (DJ) and children�� songs across numerous music genres (including Jazz, Blues, Hip Hop, Rock, Classical, Latin). In each song the user can select up to 12 different instruments, music clips and sound effects that are paired with a background rhythm track, amounting to hundreds of instruments to choose from across all songs in the Beamz music library.

BeamzPlayer software makes it easy to make great sounding music in minutes by following the diagram of the Beamz Player on the screen of the attached computer, which allows the user to identify which laser beam controls different instruments. Beamz songs are set up to be regardless of how they are played and the music samples assigned to a laser beam offer more complexity, often with several notes, chords and/or series of music samples controlled by touching one of the laser beams. The Company has commercialized several products that use the Beamz interactive laser controller technology for music making and music-controller related products. These products are interactive music systems that combine laser controller hardware and various versions of interactive music software, including mapping software applications that enable the Beamz laser controller hardware to be used with software applications offered by other companies relating to mixing/DJ, lighting controls and music creation/production applications.

The Com! pany�� hardware product offering consists of three product lines: the Beamz Player consumer product family, the Beamz DJ and Beamz Pro product family, and the Beamz Education, Special Needs, and Physical Rehabilitation product family (Beamz Products). The Beamz Player and Beamz Pro hardware may also be used as a general laser controller for many other purposes, such as lighting, games, music production, and other applications.

Advisors' Opinion:
  • [By Peter Graham]

    Small cap tech or media stocks Thinspace Technology Inc (OTCMKTS: THNS), Beamz Interactive Inc (OTCBB: BZIC) and Hannover House Inc (OTCMKTS: HHSE) have been getting some extra attention lately, but it appears that only one of these stocks has been the subject of a paid promotion. Nevertheless, all three stocks have been busy with press releases trying to get the attention of investors or traders. So are these three small cap tech or media stocks worth your attention? Here is a closer look along with a reality check:

Best Industrial Disributor Companies To Invest In 2014: Green Dot Corporation (GDOT)

Green Dot Corporation operates as a bank holding company. It offers general purpose reloadable prepaid debit cards, and cash loading and transfer services in the United States. The company�s products include Green Dot MasterCard, Visa-branded prepaid debit cards, and various co-branded reloadable prepaid card programs; Visa-branded gift cards; and MoneyPak and swipe reload proprietary products that enable cash loading and transfer services through its Green Dot Network. Its Green Dot Network enables consumers to use cash to reload its prepaid debit cards or to transfer cash to any of the company�s Green Dot Network acceptance members, including competing prepaid card programs, and other online accounts. The company markets its cards and financial services to banked, underbanked, and unbanked consumers. Green Dot Corporation offers its products and services through retail distributors, including mass merchandisers, drug store and convenience store chains, and supermarket chains; the Internet; and relationships with other businesses. Its prepaid debit cards and prepaid reload services are available to consumers at approximately 60,000 retail locations nationwide and online at greendot.com. The company was formerly known as Next Estate Communications, Inc. and changed its name to Green Dot Corporation in October 2005. Green Dot Corporation was incorporated in 1999 and is headquartered in Pasadena, California.

Advisors' Opinion:
  • [By Rich Smith]

    This series, brought to you by Yahoo! Finance, looks at which upgrades and downgrades make sense, and which ones investors should act on. Today, our headlines include upgrades for both Denny's (NASDAQ: DENN  ) and Green Dot (NYSE: GDOT  ) . But stocks can reach buy ratings in ways other than actual upgrades. So before we get to those two, let's first take a quick look at why ...

  • [By Lauren Pollock]

    Green Dot Corp.(GDOT) posted better-than-expected third-quarter results and lifted the lower end of its full-year guidance, touting more customers receiving recurring direct deposits. The company’s chief executive also said it was well positioned to return to double-digit revenue growth as Green Dot looks towards�2014.

  • [By WWW.DAILYFINANCE.COM]

    Tim Boyle/Bloomberg/Getty ImagesJanus Capital stock surge when the firm hired investing guru Bill Gross. In any given week, some stocks are sure to shoot up, and others will plummet. The big gainers inspire us to keep investing. The presence of the decliners keeps our greed in check while reminding us about the risks of the equity markets. Let's go over some of last week's best and worst performers. Janus Capital Group (JNS) -- Up 41 percent last week One of last week's biggest gainers was Janus, soaring on Friday after mutual fund manager Bill Gross announced that he would be leaving Pimco to join Janus. It's a big deal for Gross, who managed to grow Pimco's Total Return Fund to $222 billion in assets under management over the past 43 years. Landing Gross would be a great catch for any fund family, but it's particularly sweet for Janus since its strength in the past has been its stock funds. The arrival of Gross should find a lot of fixed income investors flocking to Janus. Green Dot (GDOT) -- Up 16 percent last week Prepaid debit card leader Green Dot got the green light from investors after teaming up with Walmart (WMT) for the retailer's new GoBank low-cost mobile checking platform. Teaming up with Green Dot's prepaid mastery gives it a way to start serving less-affluent customers without taking on gobs of risk. At the end of the day, the market likes Green Dot's potential as the world's largest retailer puts some marketing muscle behind the initiative. ReWalk Robotics (RWLK) -- Up 12 percent last week Giving the disabled hope has made ReWalk Robotics a winner since it went public a couple of weeks ago. It provides a robotic exoskeleton for folks with spinal cord injuries, allowing them to stand up and walk through powered hip and knee controls. It's not cheap, as you can probably imagine. The exoskeleton can reportedly run as high as $85,000. However, ReWalk got a boost last week after a major German insurance company became the first insurer to

  • [By Dan Newman]

    Even with Radiohead's questionable outcome with the scheme,�Green Dot's� (NYSE: GDOT  ) GoBank, launched in January, is offering checking accounts where its members decide what to pay as a monthly fee, between $0 and $9. Does this make any sense for the company to think customers will voluntarily pay?

Best Industrial Disributor Companies To Invest In 2014: South Jersey Industries Inc.(SJI)

South Jersey Industries, Inc., through its subsidiaries, engages in the purchase, transmission, and sale of natural gas for residential, commercial, and industrial customers. It also sells natural gas and pipeline transportation capacity on a wholesale basis to various customers on the interstate pipeline system, as well as transports natural gas purchased directly from producers or suppliers to their customers. In addition, it markets natural gas storage, commodity, and transportation assets on a wholesale basis for energy marketers, electric and gas utilities, and natural gas producers in the mid-Atlantic, Appalachian, and southern regions of the United States. Further, the company develops and operates energy-related projects, which provide cooling, heating, and emergency power; and operates landfill gas-fired electric production facilities and solar projects. Additionally, it provides services for the acquisition and transportation of natural gas and electricity for re tail end users; markets total energy management services; installs and services residential and light commercial HVAC systems; provides plumbing services; and services appliances, as well as offers meter reading services. As of December 31, 2010, the company served 347,725 residential, commercial, and industrial customers primarily in southern New Jersey. The company was founded in 1910 and is headquartered in Folsom, New Jersey.

Advisors' Opinion:
  • [By Marc Bastow]

    Energy services holding company South Jersey Industries (SJI) raised its quarterly dividend 6.7% to 47.25 cents per share, payable on Dec. 27 to shareholders of record as of Dec. 10. The increase marks the 15th consecutive increase to the annual dividend.
    SJI Dividend Yield: 3.41%

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